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Morgan Stanley is differentiated by the caliber of our diverse team. Our culture of access and inclusion has built our legacy and shapes our future, helping to strengthen our business and bring value to In our 2025 Annual Report, our chairman and CEO reflects on the past year and the opportunities that lie ahead for the firm. J.P. Morgan is honored to be the first global banking partner of the Olympic and Clients with a Financial Advisor can enjoy the freedom to manage their wealth on their own devices while collaborating with their Morgan Stanley team. It’s accessibility at its finest. Seamlessly and J.P. Morgan is a leader in wholesale financial services, serving one of the largest client franchises in the world. Our clients include corporations, institutional investors, hedge funds, governments and affluent For nearly a century, Morgan Stanley has been a global leader in financial services. And now with E*TRADE from Morgan Stanley, you get the convenience of investing on your own along with the

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